Owner Finance Homes In Alabama - Free List

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  • The Larger your Down Payment - The Larger your choice. Our Down Payments average $4000 Down - But, we will try real hard to work with your budget.
  • Most monthly payments start at $750 including real estate taxes and home owner escrow. The amount of your budget will determine the number of homes available.
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We Have Owner Financed Homes in Alabama  Available For You!

Let Your Down Payment Be Your credit.

Econo Homes, LLC has helped literally 100’s of people in Alabama and surrounding areas STOP PAYING RENT and START OWNING their own homes. We do something that very few companies in the real estate industry are willing to do. We give good people a 2nd chance… and it happens because we own the home we are selling and finance them to our buyers. NO BANKS!

If you are serious about buying a home, we can help. There is an option for you. Let your DOWN PAYMENT be your credit!

Since we own all of the properties we offer for sale… we can guide you through a quick, easy, smooth closing. Simply meet with our licenced residential mortgage loan originator “RMLO” and you will be living in one of our homes before you know it.

We have helped 100’s of people STOP PAYING RENT! Many times the payment to own a home is less than what you’ve been paying in rent. Now is the time you achieve the “American Dream” and own your own home.

We offer the perfect solution for those who don’t fit into the traditional home buying plan. Yes, it would be great if you could get a new loan from a mortgage company or bank but sometimes you just can’t (For whatever reason).

Don’t have CASH? We take trades as well. I have taken lots, boats, land, and other items for down payments in place of cash … I don’t know any mortgage company that will do that!

Choosing an “Owner Financed” home makes perfect since and don’t be surprised if your monthly payment is equal to or less than the rent payment you are used to making.

Econo Homes, LLC is looking for good people that have had bad things happen to them in the past. The key words are “in the past.” If you’ve had problems but the problems are over… we are willing to give you a second chance and over look your past credit issues.

Help us help you get out of the rent cycle and into your own home.

Be notified when we have new homes available in Alabama.


What Types Of Homes For Sale In Alabama Do We Offer?

owner finance houses Alabama

We offer all types of homes for sale in Alabama. We offer homes that are affordable, and needs repairs. We also offer remodel homes ready for move in.

The types of houses we tend to offer on our Alabama Owner Finance Program include…

  • 2 bedroom – 4 bedroom homes
  • 800 – 2,500 square feet
  • Updated kitchens and bathrooms
  • Often times many other upgrades

Each home is different, so there’s definitely the perfect home out there for you.

Still have questions? Check out our Frequently Asked Questions Page here <<

How Does Our Process Work Anyway?

Our owner finance program might be right for you! It’s easier than you think – and we can help. The owner financing process is really straightforward…and there will be no surprises!
A. Find a home you love
B. Meet with our *Residential Mortgage Loan Originator (RMLO) to agree on the terms available for YOU.
C. Pick a Closing Date. This is when and where you’ll go to sign official paperwork to BUY
your new home!

We acquire new properties each month, you’ll get alerts with the latest properties in real time. Click Here

Yes, I want to buy one of your owner financed homes in Alabama

Step 1: Drive by the home.
Step 2: Get out and walk around the home, peak through the windows, check out the neighborhood.
Step 3: Call 334-539-8101 when you have found a home you want.

Check our inventory from time to time… our homes DO NOT last long for obvious reasons.

*What is a Residential Mortgage Loan Originator (RMLO)?

An RMLO is a licensed professional qualified to help home buyers through their loan process. It is now required by the Federal Government that home buyers be presented a loan in a certain way so that the buyer understands their loan. It is also important to make sure that home buyers are not rushed into a loan. It is the RMLO’s job to make sure your loan is compliant with current rules and regulations. This is exactly what we all want; a legal and fair loan process. We may even pay for your Mortgage Certification Class under certain conditions. It is a top priority for us that you know and understand the importance of the agreement(s) you are signing.

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Click here to learn more about how we help people like you
become homeowners in Alabama ››